The salary you need to afford a house, price by price

Each number below is a simulation solved in reverse: the lowest household income at which buying at that price still leaves at least 85% of simulated futures — including the ones with crashes and layoffs — on track for financial independence on time, per the model. Every number is for an illustrative household (spending 35% of gross, savings sized to fund closing, a flat 5% state tax); every page lets you swap in your own.

• $250K housetakes about $95K of income
• $300K housetakes about $115K of income
• $350K housetakes about $130K of income
• $400K housetakes about $155K of income
• $450K housetakes about $190K of income
• $500K housetakes about $215K of income
• $550K housetakes about $240K of income
• $650K housetakes about $280K of income
• $800K housetakes about $300K of income
• $1M housetakes about $325K of income
• $1.2M housetakes about $350K of income

Starting from your income instead? Try how much house your salary affords, ask about a specific price on a specific salary, or see the salary the median home takes in every state.