How much house can I afford?
Not a salary multiple — a simulation. For each income below, the model sweeps purchase prices and reports the highest one where at least 85% of thousands of simulated futures — including the ones with crashes and layoffs — still reach financial independence on time. Every number is for an illustrative household (spending 35% of gross, savings sized to fund closing); every page lets you swap in your own.
- $50K salarycomfortable up to ≈$90K
- $60K salarycomfortable up to ≈$110K
- $70K salarycomfortable up to ≈$150K
- $80K salarycomfortable up to ≈$165K
- $90K salarycomfortable up to ≈$185K
- $100K salarycomfortable up to ≈$205K
- $120K salarycomfortable up to ≈$245K
- $150K salarycomfortable up to ≈$300K
- $175K salarycomfortable up to ≈$340K
- $200K salarycomfortable up to ≈$380K
- $250K salarycomfortable up to ≈$430K
- $300K salarycomfortable up to ≈$465K
- $350K salarycomfortable up to ≈$520K
- $400K salarycomfortable up to ≈$545K
Looking at a specific price instead? Try "can I afford a $X house on a $Y salary" or flip the question entirely: the salary each price point takes. Or see how your state's taxes move the ceiling and the salary the median home takes in every state.