How much house can I afford?
Not a salary multiple — a simulation. For each income below, the model sweeps purchase prices and reports the highest one where at least 85% of thousands of simulated futures — including the ones with crashes and layoffs — still reach financial independence on time. Every number is for an illustrative household (spending 35% of gross, savings sized to fund closing); every page lets you swap in your own.
- $50K salarycomfortable up to ≈$125K
- $60K salarycomfortable up to ≈$155K
- $70K salarycomfortable up to ≈$205K
- $80K salarycomfortable up to ≈$230K
- $90K salarycomfortable up to ≈$260K
- $100K salarycomfortable up to ≈$285K
- $120K salarycomfortable up to ≈$335K
- $150K salarycomfortable up to ≈$405K
- $175K salarycomfortable up to ≈$460K
- $200K salarycomfortable up to ≈$515K
- $250K salarycomfortable up to ≈$605K
- $300K salarycomfortable up to ≈$690K
- $350K salarycomfortable up to ≈$760K
- $400K salarycomfortable up to ≈$810K
Looking at a specific price instead? Try "can I afford a $X house on a $Y salary", or see how your state's taxes move the ceiling.